Health Insurance
You never know when an accident may occur or a health issue will strike, so you should be prepared with the right health insurance. Insurance Xchange is a certified broker for Pennie in Pennsylvania and GetCoveredNJ in New Jersey, and we help with individual, family and group health insurance.
2027 open enrollment starts November 1
Open enrollment starts November 1, 2026.
- Pennsylvania (Pennie): open until January 15, 2027. Enroll by December 15 for coverage that starts January 1.
- New Jersey (GetCoveredNJ): open until January 31, 2027. Enroll by December 31 for coverage that starts January 1.
Health insurance policies generally provide coverage for:
- Doctor visits
- Prescriptions
- Medical testing
- Specialized care
- Surgical procedures
Insurance Xchange can help you build a health insurance policy that best fits your lifestyle and wallet whether you live in Pennsylvania or New Jersey. Health insurance coverages will vary depending on your age, wellbeing and sometimes even your occupation so it’s helpful to have an agent walk you through the policy selection process. It is important to consider your financial situation as well as the health of you and your family members. Plan types we can help you compare include:
Indemnity plans (fee-for-service plans)
- Cafeteria and flexible spending plans
- Indemnity health plans
- Basic and essential health plans
- High deductible health plans (HDHP)
- Health savings accounts (HSA)
Managed care plans
- Health maintenance organizations (HMOs)
- Preferred provider organizations (PPOs)
Contact Insurance Xchange today to determine which health insurance policy best suits your specific needs. We have the health insurance solution that’s right for you.
What to have ready
Having these ready makes your enrollment call faster. If we ask for documents, send copies, never originals.
- Social Security numbers for everyone applying. Lawfully present immigrants who need coverage can use their immigration document numbers instead.
- Income for everyone in your tax household, such as pay stubs or W-2 forms, and your best estimate of your 2027 household income.
- Your current health insurance, if you have any: the company and plan.
- Job-based coverage offered to anyone in your household, even if you don’t take it.
- Proof of identity, date of birth and citizenship or immigration status if asked, such as a U.S. passport, birth certificate, green card or employment authorization card.
Source: GetCoveredNJ application guide, HealthCare.gov.
Add the deadlines to your calendar
Your phone will remind you two days before each deadline.
Pennsylvania (Pennie)
- December 15, 2026: last day to enroll for January 1 coverage
- January 15, 2027: open enrollment ends
New Jersey (GetCoveredNJ)
- December 31, 2026: last day to enroll for January 1 coverage
- January 31, 2027: open enrollment ends
Get a Free Health Insurance Quote
Complete the form below and a licensed insurance agent will reach out promptly.
Or call us at (215) 764‑3200
Other coverage we offer
Talk to a licensed agent
Call, send a message or stop by 13032 Bustleton Avenue, Unit F, Philadelphia. Open Monday to Friday, 10 AM to 6 PM.